Charity Credit Cards

 

 

 

 To Apply For The National Trust Credit Card, Click Here

The National Trust Credit Card

 

 Click Here To Apply

The National Trust Credit Card

The National Trust Credit Card has a fantastic 0% p.a. on card purchases for three months from the date your account is opened.

As a supporter of the National Trust, you'll be pleased to learn there is now a simpler way you can help the Trust continue its essential work. With the unique National Trust Credit Card you will not only receive some fantastic financial benefits - which could save you money - but every time you use your card, the National Trust receives a contribution from the card's issuer, MBNA Europe Bank Limited. All without costing you a penny extra! 

SUMMARY BOX

This is a summary only. Please refer to the terms and conditions for full details

FEATURES: SUMMARY:
Typical APR: Typical rate 15.9% APR (variable)(1.2408% monthly).
Promotional rate:

0% p.a. on card purchases for three months from account opening(0.0000% monthly), 0% p.a. on balance transfers and credit card cheques for twelve months from account opening (0.0000% monthly) provided you operate your account within the terms and conditions.

Other rates:

15.9% p.a. (variable) on card purchases, balance transfers and credit card cheques (1.2408% monthly),
27.9% p.a. (variable) on cash transactions (including money transfers) (2.0751% monthly).

Interest free period:

Up to 56 days on card purchases only, if you pay your statement balance in full and on time every month, otherwise interest will be charged as set out below.

Interest charging information:

Card purchases, balance transfers, credit card cheques and cash transactions (including money transfers): we will charge interest on all transactions, fees, other charges and interest, starting on the transaction date and ending on the date you pay the bill in full. We work out interest each day so the earlier you make payment, the less interest you will have to pay.

Allocation of payments:

We will use your payments to reduce balances at lower rates of interest before balances at higher rates of interest. Where you have two promotional rates which are the same, we will use your payments to reduce the balance with the longer promotional period first.

Monthly minimum payment:

If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25.

Credit limit:

We will choose your credit limit and tell you what it is. We may vary it at any time and write to let you know. The maximum credit limit that you can have under this agreement is £50,000.

Annual fee: £0
Other charges:

3% handling fee (min.£3) on: credit card cheques and balance transfers. 3% handling fee (min.£3) on cash transactions (including money transfers).
2.75% commission on foreign currency transactions.

Default charges:

£12 for going over the limit, making late payments and for returned payments.

Every time you use your card, MBNA will make a contribution to the National Trust, plus further contributions made every year you continue to use your card, all at no extra cost to you.

*See summary box for details of how payments to the account will be allocated"

  Click Here To Apply

 

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