The HSBC credit card offers a mouth-watering 0% on purchases for 12 months from account opening.

The balance transfer deal allows you to move over any existing credit card balances to the HSBC card, where you can enjoy 2.9% for two years on balances transferred within 30 days of account opening). Much longer than most competing cards (a 2.5% transfer fee does apply).

You Reclaim 10% of your interest if you hold a Bank Account. Plus they will refund 10% of any interest you pay on your HSBC Bank Credit Card during the assessment period (ending 31st August each year).

To help rebuild your credit rating you should always make your monthly payments on time, you don't always have to clear your balance in full, but you should always repay at least the minimum monthly payment, and try and repay more if you can.

The HSBC Bank Card offers an online account management service, making it easier to keep on top of your spending and your monthly payments.