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Click Here To Apply
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To Apply For The GM Mastercard Click Here
The GM
Master Reward Card
SUMMARY BOX
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This is a summary only. Please refer to the terms and conditions
for full details |
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FEATURES: |
SUMMARY: |
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Typical APR: |
Typical rate
14.9% APR
(variable)(1.167%
monthly). |
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Promotional rate: |
0% p.a. on card
purchases for
five months from
account opening(0.0000%
monthly),
0% p.a. on
balance transfers and credit card cheques for
twelve months from
account opening (0.0000%
monthly) provided you operate your account within the terms and
conditions.
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Other rates: |
14.9% p.a.
(variable) on card purchases, balance transfers and credit card
cheques (1.2408%
monthly),
23.9% p.a.
(variable) on cash transactions (including money transfers) (2.0751%
monthly).
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Interest free period: |
Up to
56 days on card
purchases only, if you pay your statement balance in full and on time
every month, otherwise interest will be charged as set out below.
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Interest charging information: |
Card purchases, balance transfers, credit
card cheques and cash transactions (including money transfers): we
will charge interest on all transactions, fees, other charges and
interest, starting on the transaction date and ending on the date you
pay the bill in full. We work out interest each day so the earlier you
make payment, the less interest you will have to pay.
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Allocation of payments: |
We will use your payments to reduce
balances at lower rates of interest before balances at higher rates of
interest. Where you have two promotional rates which are the same, we
will use your payments to reduce the balance with the longer
promotional period first.
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Monthly minimum payment: |
Minimum monthly repayments of £5 or 2% of
the balance (whichever is greater).
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Credit limit: |
We will choose your credit limit and tell
you what it is. We may vary it at any time and write to let you know.
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Annual fee: |
£0
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Other charges: |
2.5% handling fee (min.£3)
on: credit card cheques and balance transfers.
2% handling fee (min.£3)
on: cash transactions (including money transfers).
2.75% commission on foreign currency transactions.
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Default charges: |
£12
for going over limit, making late payments and for returned
payments.
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What
is The GM Card..?
The GM Card has one of the richest reward
schemes in the UK, enabling Cardholders to earn Rebate Points at a rate of 3% which can be redeemed against the purchase price of a new Vauxhall or
Saab. It also offers an attractive introductory rate and APR
With an attractive 0% per annum on
purchases and balance transfers. Since its launch motorists have
made significant savings when purchasing a new Vauxhall.
Cardholders earn Rebate Points on all purchases made using The
GM Card, allowing them to save up to £2000 on the purchase price
of a new Vauxhall.
Save money off your next new Vauxhall or Saab, simply by doing
what you do anyway. Use The GM Card on all your regular
purchases and your Rebate Points will soon add up, enabling you
to save up to £2000 on a new Vauxhall or £2500 on a new Saab.
Simply use your GM Card every time
you shop. True, the big purchases like holidays and furniture make quite a
difference. But even all the little things like milk and bread will help
you get there faster. It all adds up!
You can transfer your
points to an ‘eligible relative’ – your son, daughter, spouse,
brother, sister, grandparent, niece, nephew, aunt, uncle,
step-parent, step-children or in-laws.
Company car drivers can
redeem up to 500 points at a time as vouchers, acceptable in
high street retailers such as Debenhams, B&Q, Next, Thomson
Holiday Shops, Travel Inns and Burtons.
Rebate Points have a 4
year life span – enabling Cardholders to accumulate their
Rebate Points and redeem them within the usual 4 year
renewal/repurchase cycle.
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