You can get a Homeowner Loan from just £5,000 up to £100,000. FIRSTPLUS offer monthly payments to fit your budget with repayment terms from 5 to 25 years. With an introductory offer interest rate of 4.9% for the first 90 days and a low typical rate of 8.5% APR Variable. At a typical 8.5% APR variable; we offer a highly competitive rate. Once your application is accepted you'll have your own dedicated Customer Account Manager who will guide you through the whole process and be on hand if you need them. And everyone you speak to is based in the UK.